Checking
| Checking Options | Interest Rate | Required Balance To Obtain Annual Percentage Yield | Minimum Deposit To Open Account | Service Charge For Falling Below Daily Minimum Deposit Balance | Annual Percentage Yield |
|---|---|---|---|---|---|
| N.O.W. Account | 0.05% | $0 | $50 | None | 0.05% |
| Totally Free – Interest Checking (Basic) & Senior Checking | 0.05% | $0 | $50 | None | 0.05% |
Your interest rate and APY may change daily at our discretion. There is no limitation on how much the rate may change.
Rates are effective as of 04/26/2024
| Transaction Accounts Fee Schedule | |
|---|---|
| Check Printing Cost | Depends on check style |
| Balance Inquiry | $5.00 |
| Copy of a Statement or Cutoff Statement | $5.00 |
| Copy of a paid check, debit or credit item | $5.00 |
| Non-Sufficient Funds (NSF Fee) | $25.00 per item |
| Returned item Fee (NSF Fee) | $25.00 per item |
| Stop Payment Order (all items) | $40.00 |
| Certification of a Check | $10.00 |
| Records Search or Account Reconciliation Assistance | 1 hour minimum $20.00 per hour |
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If you close your deposit account, within 90 days of opening it, you will be charged a $10.00 service fee.
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| Instant Issue VISA Check Card – FREE | |
PULASKI SAVINGS BANK DOES NOT CHARGE ANY TYPE OF TRANSACTION FEE WHEN YOU USE YOUR CHECK CARD
When you open your Pulaski Savings checking account you can request a Visa® Debit/ATM card. Your debit/ATM card will allow you to withdraw available funds from your checking account without writing a check. It’s perfect for all your routine purchases as it is accepted at thousands of Visa merchants worldwide. It offers surcharge FREE ATM withdrawals from over 135,000 locations thanks to our alliance with the Allpoint®, Money Pass®, and STARsfATM networks. Networks other than the above may assess a fee.
The advantage of our card is that it works when you leave Pulaski Savings. You will have registered your card after selecting your personal authorization pin number. You won’t have to wait to receive your card in the mail, nor will you have to call and change your pin number.
IF YOUR VISA CHECK CARD IS LOST OR STOLEN IT IS YOUR RESPONSIBILITY TO NOTIFY US AS SOON AS POSSIBLE.
If you discover it is lost or if it is stolen during our normal business hours IMMEDIATELY CALL us at: 773-927-3500.
If you discover it is lost or if it is stolen after our normal business hours IMMEDIATELY CALL: 1-855-961-1602.
Please keep this note in a readily available location.
YOUR VISA CHECK CARD DAILY LIMITS.
When our debit/check card system is on line and you have sufficient funds in your account you may withdraw up to $255.00 a day in cash, perform up to $1,000.00 in point-of-sale (POS) pin authorized transactions and up to $1,500.00 in debit card signature authorized transactions.
When our debit/check card system is off line and you have sufficient funds in your account you may withdraw up to $55.00 a day in cash, perform up to $250.00 in point-of-sale (POS) pin authorized transactions and up to $250.00 in debit card signature authorized transactions.
