Insured up to $250,000. Traditional, SEP and Roth are offered and can be opened with as little as $250 on select CD terms. No maintenance fees. Transfers are available from other banks or brokerage firms with additions are allowed on 12, 18, and 24 month IRA Certificates.
As of 1/1/2015, an IRS rule change regarding Rollovers went into effect. Each IRA owner will only be permitted one Rollover per year regardless of how many IRA Plans the IRA owner has. These changes do not impact IRA to IRA Transfers. For more information, visit the IRS website at Once a year roll over rule or contact your financial adviser.